Term Deposit

Open a Term Deposit and earn a fixed interest rate. You can receive interest monthly or at the end of the contract term.

Why a Term Deposit?

Conditions

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    Deposit currency

    GEL/USD

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    Minimum Amount

    100 GEL/ 50 USD

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    Maximum Amount

    No restrictions

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    Duration

    GEL 3-24 months, USD 3-60 months

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Adding/reducing funds on the deposit is not possible during the contract term
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In case of early termination of the deposit: in GEL – a fixed interest rate of 5.00% will be accrued on the deposit. In USD – no interest will be accrued in case of early termination of the deposit.
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The Term Deposit has no financial costs.

Term Deposit

DurationWithdrawal at maturityMonthly withdrawal
monthNominal rateEffective rateNominal rateEffective rate
3 month7.10%7.29%7.00%7.23%
4 month9.00%9.30%8.90%9.30%
5 month9.00%9.20%8.90%9.30%
6 month9.00%9.20%8.90%9.30%
7 month9.10%9.30%8.90%9.30%
8 month9.10%9.20%8.90%9.30%
9 month9.10%9.20%8.80%9.20%
10 month9.25%9.30%8.90%9.30%
11 month9.25%9.30%8.90%9.30%
12 month9.50%9.50%9.10%9.50%
13-17 month9.75%from 9.70%9.25%from 9.70%
18-23 month10.00%from 9.80%9.35%from 9.80%
24 month10.25%9.80%9.40%9.80%
DurationWithdrawal at maturityMonthly withdrawal
monthNominal rateEffective rateNominal rateEffective rate
3-5 month1.35%1.36%1.35%1.36%
6-8 month1.50%1.51%1.50%1.51%
9-11 month1.65%1.65%1.60%1.61%
12-14 month1.80%1.80%1.75%1.76%
15-17 month1.90%1.90%1.85%1.87%
18-20 month2.00%1.99%2.00%2.02%
21-23 month2.25%2.23%2.20%2.22%
24-35 month2.50%2.47%2.45%2.48%
36-47 month2.60%2.54%2.50%2.53%
48-59 month2.70%2.60%2.55%2.58%
60 month2.80%2.66%2.65%2.68%

Suggestions

On Call Deposit

  • list icon Deposit currency – GEL/USD/EUR
  • list icon Minimum and maximum deposit – unlimited
  • list icon Opening a deposit – free

Increasing Deposit

  • list icon Deposit currency – GEL/USD/EUR
  • list icon Minimum opening amount – 5 GEL/USD/EUR
  • list icon Adding funds – unlimited

Certificate of Deposit

  • list icon Currency – GEL/USD
  • list icon Minimum value – 1000 GEL/USD
  • list icon Certificate term – 3-60 months

Since 1 January 2018, the Bank has participated in the deposit insurance system established under the Law of Georgia “On Deposit Insurance System” . In the event of an insured event, the available amount on the depositor's deposit/account is reimbursed by the Deposit Insurance Agency up to 50 000 GEL, and the remaining amount is reimbursed in accordance with the procedure established by applicable legislation.


For more information, you can visit the website of the LEPL Deposit Insurance Agency: www.diagency.ge

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